National Financial Literacy Month: If Not Now, When? Calculate Your Retirement Readiness
April 16, 2013 (comments: 0) | add a comment >
Holyoke, MA, April 16, 2013 – Charlie Epstein, CLU, ChFC, AIF®, founder and creator of The 401k Coach® Program and Paychecks for Life® urges American workers to use National Financial Literacy Month this April as a springboard to evaluate their savings and investing goals. “Healthy financial habits are important in many of life’s events but planning for retirement, specifically, is a daunting process affecting the morale, motivation and momentum of this country,” says Mr. Epstein.
To read the full press release, click here.
Charlie attends Singularity University!
January 10, 2013 (comments: 0) | add a comment >
Singularity University’s Exponential Technologies Executive Program offers unique insight for decision-makers, strategists, CEOs, CTOs, entrepreneurs, venture capitalists, government leaders, and anyone thinking about their company and industry. Attending the program provides an understanding of how accelerating technologies will transform your business by showing you what is in the pipeline and where these disruptive technologies will be within the next 3 to 10 years.
Charlie was also lucky to meet the author of Abundance, Peter H. Diamandis, and they even exchanged books!

The 401k Coach® Releases Blockbuster Solution for Advisors: The Fiduciary Advisor’s Rollover Toolkit™
October 1, 2012 (comments: 1) | add a comment >
September 26, 2012 ‐ Charlie Epstein, The 401k Coach, announces the release of The Fiduciary Advisor’s Rollover Toolkit, offering a valuable solution and formal process for financial advisors seeking to provide rollover IRA services to participants of plans they advise.
Read the full Press Release HERE
Use These Five Tips to Head Off Problems With 401(k) Clients
August 23, 2012 (comments: 0) | add a comment >
Charlie Epstein was recently featured on fa-mag.com about fee disclosure.
Financial planners who advise on 401(k) plans need to get out in front of sponsors and plan participants to explain new disclosure rules, says this retirement plan expert.
Charlie Epstein, CLU, ChFC, AIF, founder of the 401k Coach Program, says financial advisors need to reduce the backlash from the new rules. August 30 is the deadline under new federal regulations for retirement plan participants to be provided with information on mutual funds, related fees, performance and other details that should increase transparency.
“As a rule of thumb, overcommunicating is better than the alternative,” Epstein says. “Employees will appreciate you, and better yet, many will be more willing than ever to meet with you to discuss their personal financial planning. In the end, you will get paid more for your actions, not less.”
Click here to view the entire article.
New 401(k) rules on fee disclosures take effect
July 9, 2012 (comments: 0) | add a comment >
Charlie Epstein, of Epstein Financial Services, The 401K Coach Program, and author of Paychecks for Life, was recently featured on Al.com about fee disclosure.
"The change enacted by the U.S. Department of Labor is triggering widespread debate in the financial services industry, with many saying the fee disclosure will lift a dense fog, making the true structure and cost of 401(k) plans more clear and understandable to participants..."
Click here to view the entire article.
Adding Things Up: Many Factors Go into Determining the Success of a 401(k) Plan
June 7, 2012 (comments: 0) | add a comment >
Charlie Epstein, of Epstein Financial Services, 401K Coach, and author of Paychecks for Life, was recently featured in BusinessWest about the many factors involved with successful 401(k) plans.
The future retirement of many Americans depends on the success of their retire-ment plans. Although some believe that Social Security will be enough to provide a satisfactory standard of living in retirement, the administration’s funds are quickly running dry; Social Security trustees estimate that funds will be completely depleted by 2038.
Click here to view the entire article.
Tired of Taxes? A Cash-Balance Plan May Be the Answer to the Problem
June 7, 2012 (comments: 0) | add a comment >
What can successful business and professional entrepreneurs do to reduce rising taxes and create greater wealth for themselves? A cash-balance plan may just be what the doctor ordered. High-net-worth individuals have a constant need to maximize the bottom line. In addition, many have their retirement future locked up in the value of their company, with the hope of one day unleashing that value with the sale of the business. One effective way to accomplish the goals of reducing taxes and maximizing the value of your business on an ongoing basis is to generate higher tax deductions by accelerating contributions to your company-sponsored retirement plan. Now may be just the time to re-evaluate your current retirement plan design to achieve both outcomes.
Click here to view the entire article.
The Qualified Deferred Investment Account
June 7, 2012 (comments: 0) | add a comment >
In the game of Monopoly, no one ever wanted to get sent to jail and miss out on the $200. Everyone loved to get the ‘get out of jail free’ card. When it comes to managing their company’s 401(k) retirement plan, every plan sponsor fiduciary would love to stay out of the Department of Labor’s (DOL) crosshairs and have a fi duciary ‘get out of liability free’ card.
Click here to see the rest of Charlie's article in BusinessWest.
The 401k Coach interview with Ira Bryck, Director of the UMass Family Business Center
May 4, 2012 (comments: 0) | add a comment >
Click HERE to watch the full interview.
Great Aspirations: Best practices in adviser marketing
March 30, 2012 (comments: 0) | add a comment >
Plan Adviser Magazine quoted Charlie in their January/February issue on the value of social media.
Charles D. Epstein, 401k Coach at the 401k Coach Program. encourages advisers to hire a social media consultant in order to better understand social media and marketing. "There used to be the six degrees of separation, now it’s three with LinkedIn."
Read the entire article HERE.Charlie featured in Business West article "Chapter and Verse" written by George O'Brien
March 23, 2012 (comments: 0) | add a comment >
But while those habits, or principles, as he calls them, are, indeed, the foundation of the book, and he has a patent pending on them, he opted instead for a phrase he started putting to use several years ago — ‘paychecks for life’ — because he believes it’s far more forceful, attention-grabbing, and to the point. And it also helps him in his quest to entertain as well as educate, a quality he maintains is missing from most everything else that has been written on the subject."
Read the entire article HERE
Take Control Over Your Retirement: The Individual Investor as Entrepreneur
February 27, 2012 (comments: 0) | add a comment >
Charlie is featured in an article on MutualFundReform.com written by Chuck Epstein (no relation) titled "Take Control Over Your Retirement: The Individual Investor as Entrepreneur."
"Whether it is due to demographics or the dismal performance of the stock market or the weak economy, the focus on retirement income has never been greater.
So while much of the media’s attention is focused on the big picture, the bulk of Americans approaching and saving for retirement through their 401(k) plans have been left behind to fend for themselves."
Read the entire article HERETheStreet Interview - Turn Your 401k Into A Paycheck for Life
February 24, 2012 (comments: 0) | add a comment >
TheStreet, a leading digital financial media company, recently interviewed Charlie about how to turn your 401(k) into a Paycheck For Life.
Vocal reactions to the New 401(k) Rules - Retirement Income Journal Article
February 24, 2012 (comments: 0) | add a comment >
Charlie was recently featured in an article in The Retirement Income Journal:
The Retirement Income Journal
The information forum of the decumulation industry.
Read the article "Vocal reactions to the New 401(k) Rules" Here
The 401kWire: 2012's 100 Most Influential People In Defined Contribution
February 22, 2012 (comments: 0) | add a comment >
See the full list here
Paychecks for Life: Order Your Book Today!
January 26, 2012 (comments: 0) | add a comment >
Paychecks for Life: How to Turn Your 401(k) Into a Paycheck Manufacturing Company
Order the Book Today!
Work, get paid, pay your bills. Work, get paid, pay your bills. We willingly enslave ourselves to this cycle in the hopes that some day, all the hardwork will be replaced with the blissful do-nothingness of retirement. Read Entire Press Release
Vote for the Most Influential in the DC Industry!
January 3, 2012 (comments: 0) | add a comment >
If the 401k Coach has made an impact on you, please consider placing a vote for Charlie! Charlie is nominated under the Entrepreneurs category.
Don't forget to vote! Voting ends January 13th, 2012.
Vote Here
Pre-order Paychecks for Life book on Amazon!
December 6, 2011 (comments: 0) | add a comment >
The book release is scheduled for January 5, 2012 to coincide with the launch of the new Paychecks for Life website.
401k Coach at DCPI Conference
December 6, 2011 (comments: 0) | add a comment >
The Breakers Palm Beach | Dec. 7-9, 2011
Click Here for More Info
Charlie will be a guest speaker at dinner Thursday evening, Dec. 8th sharing his "Stories from the Trenches"
Be sure and stop by to visit Marie at our exhibitor's booth to see what's new with The 401k Coach Program!
Exciting Opportunity! Craig Israelsen's 7Twelve Conference in Salt Lake City
September 13, 2011 (comments: 0) | add a comment >
For Financial Advisors
Salt Lake City, Utah | October 20-21, 2011 | Sponsored by Craig L. Israelsen, Ph.D.
The 401k Coach and Mutual of Omaha continue Boot Camps in 2011
February 24, 2011 (comments: 1) | add a comment >
Search for 401(k) Sales Professional
February 18, 2011 (comments: 0) | add a comment >
We are searching for someone who will be in our Western Massachusetts offices at least a couple of days a week and then meet with potential clients in the surrounding area during the rest of the week.
Please submit your resume to BarbaraLewis@CenturionConsulting.com and put "401(k) Sales" in the subject line.
Search for CFP
February 18, 2011 (comments: 0) | add a comment >
BarbaraLewis@CenturionConsulting.com
401kWire Names Charlie Epstein as Most Influential
January 28, 2011 (comments: 0) | add a comment >
Mutual of Omaha Sponsors 10 Boot Camps
December 24, 2010 (comments: 0) | add a comment >
"The program is designed to help Mutual of Omaha partner with retirement plan advisors and producers to help them strengthen relationships with their clients while building their respective businesses. It includes a day-long boot camp, a 12-month educational program and ongoing access to online resources as well as support and consultation from Mutual of Omaha and The 401k Coach team."
Legg Mason Advisory Council
November 30, 2010 (comments: 0) | add a comment >
Charlie Epstein was named to the Legg Mason Retirement Advisory Council. According to Legg Mason, “the mission of the Advisory Council is to openly address high priority issues facing the retirement industry….the Retirement Advisory Council members will apply their collective experience, expertise and leadership toward shaping the future of the American retirement industry.” Charlie joins 11 other prestigious leaders in the retirement industry who meet periodically to discuss a broad scope of topics affecting the future of the industry.
Click Here to read the press release
2010 Winners of RPAG Excellence Awards
October 28, 2010 (comments: 0) | add a comment >
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Award for Case Count (%): |
Gerald Wernette, Rehmann Financial |
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Award for Case Count ($): |
Luciano Costantini, Sequoia Benefits |
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Award for Large Plan Sale: |
Arch Underwood, Alliant Insurance Services |
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Award for Corporate Sales Support: |
Craig Dewey, Cypress Group |
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Award for Rising Stars:
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Trent Grinkmeyer & Valerie Leonard, |
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Jason Smith, Intercare Solutions |
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Award for Impact & Ingenuity: |
John Spach, Spach Financial & Insurance |
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Award for Brand Champion: |
Bob Foster & Derek Bailey, Marcotte Wealth Management |
The 401k Coach partners with Mutual of Omaha
October 28, 2010 (comments: 0) | add a comment >
read the entire press release here
The 401kWire: 2008's Fifty Most Influential People In The 401(k) Industry
December 2, 2008 (comments: 0) | add a comment >
Epstein and his team have trained over 400 advisors over the past half-decade, imparting wisdom on sales, marketing, compliance and more through their training program for the "intelligent 21st century 401(k) advisor". We're still on the upward slope of advisors' importance in the 401(k) industry, so expect Epstein and others like him to continue to win converts.
2007 Rank: 28

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